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In a kitchen as in a science lab, it is often said, 'nothing is created, nothing is lost: everything is transformed.' This is not the case when it comes to money. It is now possible for governments and banks to 'invent' money. How can this work without creating a major financial crisis? The current pandemic is forcing governments to borrow billions of dollars to support the economy. But who does a government borrow from? Even banks are allowed to lend more money than they have. How is this possible? Who benefits from it?